Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Investment advisory services offered through People Make the Difference, a Registered Investment Advisor. People Make the Difference and Cambridge are not affiliated. We are able to conduct a limited amount of advisory business in additional states as permitted by various de minimis exemptions. This communication is strictly intended for individuals residing in the states of AL, CO, FL, and GA. No offers may be made or accepted from any resident outside the specific states referenced. The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, PMD Advisory makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site. People Make the Difference, also doing business as PMD Advisory.